***Phishing Alert***
 We have learned that several phishing emails have been sent. These messages are not valid and were not sent by Western New York FCU. If you receive an email regarding online banking logon activity or Visa/ATM Card restrictions, do not click the link or respond. The Credit union will never ask you for personal/account information through email or by phone.

Please Contact us with question

                                              WANT FREE GAS?     

            HOW ABOUT $500 WORTH OF FREE GAS?

Simply transfer $1,000 to a new or existing WNYFCU Platinum Visa Credit Card and you will be entered into a drawing for $500 FREE GAS.  With a rate *as low as 8.50%apr** now is the time to consolidate those higher interest credit cards to one low monthly bill.              

* rate determined by credit history   apr** = annual percentage rate                                                                                                                    offer good during July and August 2008     You must be approved to be entered into drawing

Our Mortgage rates are good.

Apply for a NEW or REFINANCED mortgage from now until July 31, 2008* and have until December 31, 2008 to close.  *Mortgage must close by 12-31-2008.   Trust the people who know you best! Call us today at 674-3199 for more details

Term Share Deposit (CD) Rates        6 months - 2.50%*apr  - 2.52%apy**                                                                                                              12 months -  2.25%*apr  - 2.27%apy**                                                                     24 months - 2.25%*apr - 2.27%apy**  (minimum of $1,000.00)                                                                                   Jumbo Rates                                              6 months - 2.55%*apr  - 2.57%apy**    (minimum of $99,000.00)                          12 months - 2.30%*apr  - 2.32%apy**                                           24 months - 2.30%*apr  - 2.32%apy**                                                           Rates subject to change without notice.     *apr = annual percentage rate    apy** = annual percentage yield                              Auto Loan Rates                            (motorcycles, boats and RV's included)                           NEW and USED  same low rate                                            *as low as  4.50% **APR                            We can Refinance your existing auto loan with another institution and start saving money  today.                                                            So Stop In Today Or Call Your Hometown Credit Union     For more details call (674-3199) and Get Pre-Approved Now.     *Rate determined by your credit history and term   **APR = Annual Percentage Rate         DO YOU KNOW WNYFCU HAS FREE CHECKING ACCOUNTS? FIRST ORDER OF CHECKS FREE (150 checks)                           FREE DIRECT DEPOSIT  FREE DEBIT CARD FREE HOME BANKING AND E-STATEMENTS               24/7 VRU (voice response unit)                                   OVER 300 SURCHARGE FREE  ATMS                                                  ABSOLUTELY NO PER CHECK FEE NO MINIMUM BALANCE            If you don't already have a checking account with us,               Stop in and talk with one of our Representatives TODAY!                                                                OFF TO COLLEGE ?                     Student Checking!  WNY FCU offers 16 year olds checking accounts.                                  Stop in today and begin to control your own  financial future .                                         WE offer Totally FREE checking accounts.                            E-Statements are here Sign Up Today!          View your account and print your statement    24/7            If you are not already using Home Banking, give it a try...just click on the above link and sign up today.   It's a convenient way to keep track of your account. You can log in from anywhere, at anytime, day or night and review your account! You must be signed up for Home Banking to be eligible for E-Statements.  So use the above link and sign up for Home Banking/E-Statements.                                                                         Western New York FCU is a Community Charter Please tell your friends, neighbors and co-workers about the many benefits of becoming a member of the Western New York Federal Credit Union. Join Today! Serving Aurora, Buffalo, Cheektowaga, Depew, East Aurora, Elma, Lackawanna, Lancaster, Orchard Park, Sloan and West Seneca  Enterprise Car Sales   Go to www.enterprise.com/carsales The Hot Buys of the Week!                Join us for our HUGE CAR SALE EVENT                           July 25th and 26th  at the Eastern Hills Mall                                                                                            Friday (9am-6pm)    Saturday(9am - 5pm)                                                                          $300.00 GAS CARD WITH PURCHASE OF A VEHICLE