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*Rates as low as-Your credit history will determine your rate and term of loan.
Fees May Reduce Earnings on Accounts
Rates Effective 12/29/2009

 

Loans

Rate

APR*

Term

 

Personal Loan (48 month max term, Minimum 10% secured by savings, $7,000 unsecured max amount)

8.950 8.950 48

Calculator

Automobile and Motorcycle Loan (24 month term)  5.000 5.000 24 Calculator

Automobile and Motorcycle Loan (36 month term)

5.250 5.250 36 Calculator
Automobile and Motorcycle Loan (48 months) 5.500 5.500 48  Calculator
Automobile and Motorcycle Loan (60 month term) 5.750 5.750 60 Calculator
Automobile and Motorcycle Loan (72 month term)   **New Only** 6.000 6.000 72 Calculator
Boats and RVs (36 month term) 5.500 5.500 36  Calculator
Boats and RVs (48 month term) 5.750

5.750

48 Calculator
Boats and RVs (60 month term) 6.000

6.000

60 Calculator
Boats and RVs (72 month term) 6.250

6.250

72 Calculator
Boats and RVs (Maximum term 10 years)

6.500

6.500

120 Calculator
Bill Consolidation Loan (48 mo. max. term; $7,000 unsecured max. amt.; Min. 10% secured by savings)  8.950 0.000 48 Calculator
Personal Access Loan (PAL) (12 mo. max. term; $1,200 max. amount)

7.750

7.750 12  Calculator

First Mortgage (Available through CUC Mortgage Corp. 1-800-342-4998)

daily    n/a Calculator
Fully Secured Loan (72 months max term 100% secured by savings) 5.000 5.000 72 Calculator

VISA Credit Card - PROMOTIONAL RATE - See Credit Union for details!
(Fixed rate; No Annual Fee; Zero Liability)

8.500 8.500 n/a Calculator

  

APR = Annual Percentage Rate
Rates subject to change at any time without notice. 

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Savings Minimum Balance Dividend Rate APY* Term
Shares Account 100 0.350 0.350 n/a
Smart Savers Kid's Account** 5.00 0.350 0.350  n/a
Holiday Club Account 100 0.350 0.350 n/a
Vacation Club Account 100 0.350 0.350 n/a

 

*APY = Annual Percentage Yield
** Average daily balances of $5.00 or more paid quarterly on Smart Savers Kid's Account.
*** Rates subject to change at any time without notice.

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Certificates Minimum Deposit Dividend Rate APY* Term
Regular Term Share Deposits - 6 month $1000.00 .500 .500 6

Regular Term Share Deposits - 12 month      

 $1000.00

 1.000

  1.000 

 12

 

Regular Term Share Deposits - 18 month

Regular Term Share Deposits - 24 month      

 

$1000.00

$2500.00

 

1.250

1.500

 

1.260

1.510

 

18

24

Jumbo Term Share Deposits  - 6 months $99,000.00  .5500  .5500 

Jumbo Term Share Deposits - 12 month

Jumbo Term Share Deposits - 18 month

$99,000.00

$99,000.00

 

1.050

1.300 

 

1.050

1.310

12

18

Jumbo Term Share Deposits - 24 month $99,000.00 1.550 1.5 24

 

*APY = Annual Percentage Yield
** IRA term share deposits available in 12 & 24 month terms.
*** Rates subject to change at any time without notice.
Early withdrawal penalty applies.

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