Among Western New York Federal Credit Union’s greatest strengths are our low loan rates and outstanding savings yields. Whether you’re looking for a low loan rate or savings yield that consistently ranks among the best in the nation, you’ll find them here.
At Western New York Federal Credit Union, our competitive rates on savings accounts will provide you with the steps you need to save for your future. Short-term plans, long-term plans, or simply every day savings, Western New York FCU has you covered and that includes the peace-of-mind of knowing that all accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Click here to view our savings rates.
At Western New York Federal Credit Union, affordable, convenient credit is one of the chief benefits of membership. Our Loan Department is staffed by professional loan officers who are committed to offering you the best rates, the fastest service and the most convenient selection of loan options you will find anywhere. Please call for full details on any loan and to discuss any of your borrowing needs. Click here to view our loan rates.
As your credit union, it is our intention to provide a wide selection of quality products and services at little or no cost to members. While we’d prefer to serve members without imposing any fees, as a not-for-profit financial cooperative, it is imperative that we recover administrative costs associated with some of the services that we provide. Be assured that we will continue to strive to be the best and most affordable provider of financial services to our members. Click here to view our fee schedule.
| Account Type | Rate | APY |
| Regular Shares | 0.30% | 0.30% |
| Kids Account | 0.30% | 0.30% |
| Holiday Club Account | 0.30% | 0.30% |
| Vacation Club Account | 0.30% | 0.30% |
| Term | Rate | APY |
| 6 Months (Regular) | 0.50% | 0.50% |
| 12 Months (Regular) | 0.50% | 0.50% |
| 18 Months (Regular) | 0.75% | 0.75% |
| 6 Months (Jumbo) | 0.55% | 0.55% |
| 12 Months (Jumbo) | 0.55% | 0.55% |
| Loan Type | Term | APR |
| Personal | 48 Months | 8.95% |
| Auto & Motorcycle | 24 Months | 2.50% |
| Boats & RVs | 36 Months | 3.00% |
| Bill Consolidation | 48 Months | 8.95% |
| Share Secured | 72 Months | 2.50% |