(716) 771-5000 | 1937 Union Road, West Seneca, NY 14224-2022

Junior Checking Account

It’s never too early to start learning financial responsibility. Individuals ages 13 – 17, can open a Junior Checking Account today!

Junior Checking Accounts are a parent and teen joint account, that includes:

  • Free First Debit Card
  • Direct Deposit
  • Home Banking
  • Mobile App
  • Mobile Deposit
  • No Monthly Maintenance Fee
  • Access to 55,000+ Surcharge-Free ATMs
  • 5,600 Shared Branching Locations Nationwide

Social security number required for parent and teen, along with photo ID. $25 opening deposit required, federally insured by NCUA, see current fee schedule for other applicable fees. Courtesy Pay not available for Junior Checking Accounts