Effective as of January 1, 2019

Loan rates



Loan Type Term Rate(as low as) 2 APR 1
Personal & Bill Consolidation Loans up to 48 months 10.20% 10.20%
Automobile/Motorcycle Loans  24 months 3.00% 3.00%
36 months 3.25% 3.25%
48 months 3.50% 3.50%
60 months 3.50% 3.50%
72 months 3 4.50% 4.50%
84 months 4 5.50% 5.50%
Boat/RV Loans 5 36 months 4.25% 4.25%
48 months 4.50% 4.50%
60 months 4.50% 4.50%
72 months 5.50% 5.50%
more than 84 months 6.50% 6.50%
Funeral Financing Loans up to 48 months 10.20% 10.20%
Holiday Loan 12 months 8.20% 8.20%
Fully Share-Secured Loans 4
A+, A and B Credits up to 72 months 2.15%
C, D, and E Credits up to 72 months 3.15%
Visa Rewards Credit Cards n/a 8.50% 8.50%

We now offer 0.25% rate reduction on all consumer loans for U.S. Armed Forces Veterans. Thank you for your service.

Visa Rewards Credit Cards: Special Promotional Balance Transfer Rate 7.50% APR. The promotional rate remains fixed until the transferred balance is fully paid off. See CU for details. Non-variable rate, no annual fee, zero liability.

  1. APR = Annual Percentage Rate
  2. Rates are as low as and determined by your credit history. Rates are subject to change at any time without notice.
  3. Automobile and Motorcycle Loans: 72-month term only available for new and current model year only. The 84-month term only available for the current model year only. Auto Loan Rates are based on vehicles 2012 and newer. Special rates available on older cars up to 10 years old.
  4. Fully Share-Secured Loans: 72 months maximum term, 100% secured by savings.
  5. Max term is 15 years (180) months, max loan amount is $75,000 & 80% NADA