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Share Rates

Share rates



Effective as of September 28, 2022

Term Share (Certificate) Rates

Account Type Term Rate APY*
$1,000 minimum deposit 6 months 0.35% 0.35%
$1,000 minimum deposit 12 months 0.45% 0.45%
 $1,000 minimum deposit 18 months 0.65% 0.65%
 $2,500 minimum deposit 24 months 0.65% 0.65%
 $2,500 minimum deposit 36 months 0.75% 0.75%

Jumbo Term Share (Certificate) Rates

Account Type Term Rate APY*
$99,000 minimum deposit 6 months 0.40% 0.40%
$99,000 minimum deposit 12 months 0.50% 0.50%
$99,000 minimum deposit 18 months 0.70% 0.70%
$99,000 minimum deposit 24 months 0.70% 0.70%
$99,000 minimum deposit 36 months 0.80% 0.80%

Rates effective as of September 28, 2022. *APY = Annual percentage yield. IRA term share deposits available in 12 and 24-month terms. Rates subject to change at any time without notice. Early withdrawal penalty applies.

Savings Rates

Account Type Rate APY*
Regular Share (Savings) Account 0.05% 0.05%
Vacation Club Account 0.05% 0.05%
Holiday Club Account 0.05% 0.05%
Smart Savers Kids’ Account** 0.05% 0.05%

*APY = Annual percentage yield. **Average daily balances of $25.00 or more paid quarterly on Smart Savers Kids’ Account. Average daily balances of $100 or more are paid quarterly on Regular and Club Accounts. Rates subject to change at any time without notice.