Effective as of August 22, 2018
| Account Type | Term | Rate | APY* |
| $1,000 minimum deposit | 6 months | 0.50% | 0.50% |
| $1,000 minimum deposit | 12 months | 0.65% | 0.65% |
| $1,000 minimum deposit | 18 months | 0.90% | 0.90% |
| $2,500 minimum deposit | 24 months | 0.95% | 0.95% |
| $2,500 minimum deposit | 36 months | 1.00% | 1.00% |
| Account Type | Term | Rate | APY* |
| $99,000 minimum deposit | 6 months | 0.55% | 0.55% |
| $99,000 minimum deposit | 12 months | 0.70% | 0.70% |
| $99,000 minimum deposit | 18 months | 0.95% | 0.95% |
| $99,000 minimum deposit | 24 months | 1.00% | 1.00% |
| $99,000 minimum deposit | 36 months | 1.05% | 1.05% |
Rates effective as of August 22, 2018. *APY = Annual percentage yield. IRA term share deposits available in 12 and 24-month terms. Rates subject to change at any time without notice. Early withdrawal penalty applies.
| Account Type | Rate | APY* |
| Regular Share (Savings) Account | 0.15% | 0.15% |
| Smart Savers Kids’ Account** | 0.15% | 0.15% |
| Holiday Club Account | 0.15% | 0.15% |
| Vacation Club Account | 0.15% | 0.15% |
*APY = Annual percentage yield. **Average daily balances of $5.00 or more paid quarterly on Smart Savers Kids’ Account. Rates subject to change at any time without notice.