Effective as of May 1, 2016

Share rates



Savings Rates

Account Type Rate APY*
Regular Share (Savings) Account 0.10% 0.10%
Smart Savers Kids’ Account** 0.10% 0.10%
Holiday Club Account 0.10% 0.10%
Vacation Club Account 0.10% 0.10%

*APY = Annual percentage yield. **Average daily balances of $5.00 or more paid quarterly on Smart Savers Kids’ Account. Rates subject to change at anytime without notice.

 

Certificate Rates

Account Type Term Rate APY*
Regular Share (Savings) Account 6 months 0.25% 0.25%
$1,000 minimum deposit 12 months 0.35% 0.35%
18 months 0.40% 0.40%
24 months 0.50% 0.50%
36 months 0.80% 0.80%
Jumbo Term Share Deposits 6 months 0.30% 0.30%
$99,000 minimum deposit 12 months 0.40% 0.40%
18 months 0.45% 0.45%
24 months 0.55% 0.55%
36 months 0.85% 0.85%

Rates effective as of January 1, 2016. *APY = Annual percentage yield. IRA term share deposits available in 12 and 24 month terms. Rates subject to change at any time without notice. Easy withdrawal penalty applies.