Effective as of January 16, 2019
| Account Type | Term | Rate | APY* |
| $1,000 minimum deposit | 6 months | 0.65% | 0.65% |
| $1,000 minimum deposit | 12 months | 0.85% | 0.85% |
| $1,000 minimum deposit | 18 months | 1.50% | 1.50% |
| $2,500 minimum deposit | 24 months | 1.10% | 1.10% |
| $2,500 minimum deposit | 36 months | 1.25% | 1.25% |
| Account Type | Term | Rate | APY* |
| $99,000 minimum deposit | 6 months | 0.70% | 0.70% |
| $99,000 minimum deposit | 12 months | 0.90% | 0.90% |
| $99,000 minimum deposit | 18 months | 1.55% | 1.55% |
| $99,000 minimum deposit | 24 months | 1.15% | 1.15% |
| $99,000 minimum deposit | 36 months | 1.30% | 1.30% |
Rates effective as of August 22, 2018. *APY = Annual percentage yield. IRA term share deposits available in 12 and 24-month terms. Rates subject to change at any time without notice. Early withdrawal penalty applies.
| Account Type | Rate | APY* |
| Regular Share (Savings) Account | 0.15% | 0.15% |
| Smart Savers Kids’ Account** | 0.15% | 0.15% |
| Holiday Club Account | 0.15% | 0.15% |
| Vacation Club Account | 0.15% | 0.15% |
*APY = Annual percentage yield. **Average daily balances of $25.00 or more paid quarterly on Smart Savers Kids’ Account. Rates subject to change at any time without notice.