(716) 771-5000 | 1937 Union Road, West Seneca, NY 14224-2022

Loan Services

Services tailored to your needs

The Western New York Federal Credit Union offers a full range of loan services tailored to your needs. The credit union uses a credit-based lending program to help as many members as possible obtain credit. Our goal is to offer our membership the lowest possible loan rates while continuing to pay dividends to our saving members.

Visa® Credit Cards

A WNY FCU Visa® card gives you a convenient way to make purchases at more than five million places and get emergency cash from thousands of locations worldwide. Record keeping is easy with a monthly Visa® account statement.

Vehicle, RV, and Boat Loans

Searching for just the right vehicle, Rv or boat can be extremely time-consuming. Don’t waste additional time searching for a place to finance your loan.
Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used cars, trucks, SUVs, RVs, boats, ATVs, and motorcycles.

Personal Loans

A Personal Loan is a quick and easy way to help you meet the needs that are important to you and your family. The WNY FCU’s Personal Loan is simple, convenient, and flexible, giving you control over your finances with competitive interest rates as low as 10.20% APR* (Annual Percentage Rate)

Bill Consolidation Loans

If you’re having trouble managing multiple bills, you can consolidate them into a single loan payable at a low-interest rate. The WNYFCU’s Bill Consolidation Loan can help manage your debt and provide you peace of mind from stress.

Home Mortgages

The Western New York Federal Credit Union has partnered with OwnersChoice Funding to bring you First Mortgages. You can learn more about this service by calling OwnersChoice Funding at (716) 839-0701.

Home Equity Line of Credit

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children’s education, buy a new vehicle, take a dream vacation or consolidate high-interest credit card balances into one monthly, low-cost payment!

Sallie Mae Smart Option Student Loan®

Now you can pay for college the smart way! CLICK HERE to get started.