Share Accounts

Let us help you get there



Whether it’s a lifelong dream or a weekend getaway, the Western New York Federal Credit Union offers a variety of great savings options to help you get there. They’re all NCUA-insured, so you know that your money is safe. Our deposit accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.

 

Regular Share (savings) Account

The Regular Share Account establishes your membership and makes you a part owner of the Western New York Federal Credit Union. Eligible persons can open a share/savings account at the credit union with a minimum deposit of $25.

 

Smart Savers Kids’ Account

A savings account exclusively for kids 15 years old and younger!

Dividends are paid quarterly on average daily balances of $25 or more.
FREE gift with each account opened.
Yearly birthday card.
Contests and prizes throughout the year.

 

Holiday Club Account

Holiday Club Accounts are an easy, painless way to save for your holiday expenses. Put aside any amount you choose, at any time you choose or have the money deducted directly from your payroll check.

Funds automatically transferred into Share Account each year in October.
Dividends are paid quarterly on average daily balances of $100 or more.
No penalty for withdrawals.

 

Vacation Club Account

Are you planning that dream vacation? There’s no better way to save up and make that dream come true than opening a Vacation Club Account with the WNYFCU.

Available in 6, 12, 18, 24, and 36-month terms.
Minimum $1,000.
Dividends are paid quarterly.
The dividend rate is fixed for the term of the Term Share Deposit.
Withdrawals prior to maturity are subject to a penalty.

 

Individual Retirement Account (IRA)

It’s never too early to start saving for you and your family’s future. Whether you want to purchase a new home, start your children’s college fund, or secure a golden retirement, a credit union IRA could be exactly what you need.

Direct deposit or payroll deduction available.
Dividends are paid quarterly on average daily balance.
Contributory IRAs pay interest on average daily balances of $100 or more.
Term Share Deposits available in 12, 18, 24, and 36-month terms.

For more information about integrating your IRA, call 1-800-356-2644 or e-mail ira_marketing_mail@cunamutual.com. Or contact the credit union at (716) 674-3199.