Share Draft Accounts

Our Checking Account is one of the best examples of credit union value



  • First order of checks free (50 checks)
  • Free Direct Deposit
  • Free Online Banking e-Statements
  • Free Visa® Debit Card/ATM Card
  • 24/7 VRU (Voice Response Unit)
  • Over 37,000 surcharge-free ATMs nationwide via Allpoint Network ATMs
  • Absolutely no per check fee, no minimum balance

 

Student Checking

The WNYFCU offers checking accounts to students as young as 16 years old*. Stop in today and begin to control your own financial future!

* Parental permission required for students under the age of 18.

Important information about

Courtesy Pay

Click here

Important information about

Debit Cards

Click here

Running low on checks?

Call: 716-771-5000

 

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

Chex System Reports on New Accounts

Signature loans are available up to $5000, based on your past payment history, length of employment and ability to re-pay. This type of loan can be used for any purpose and be quickly arranged.

 

Debit cash card

In order to manage risk, the Western New York Federal Credit Union will perform a Chex System Report on all individuals who wish to open an account. Based on the new Account Guidelines, an individual may or may not be able to join the credit union and/or open a share draft account, and/or receive a Debit or ATM Card.

If you are denied membership, you will receive an adverse action form with the Chex System information and reason on it.

For more information, please see your credit union representative.