Skip-a-Payment Program

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What is the WNY FCU Skip-A-Payment Program?

WNY FCU’s Skip-A-Pay program allows members in good standing to skip up to 2 monthly payments in a 12 month period on certain loans for a $30 fee per instance.

What Loans are Eligible for the Skip-A-Payment Program?

This program applies to all WNY FCU loans except: mortgages, home equity loans and lines of credit, VISA credit cards, and loans open for less than 6 months.

Member/Loan Eligibility:

• Member must be in good-standing with the Credit Union
• All loans for the borrower and any joint account owner/co-signer must be current, with no missed or late payments in the last 6 months
• Loan must be open for at least 6 months
• Loan payments may only be skipped twice per 12 month period per loan
  

Click Here to Download the Skip-A-Payment Application