(716) 771-5000 Routing #: 222382739 1937 Union Road, West Seneca, NY 14224 M – F: 8:30 AM – 5 PM. Sat: Drive Thru 9:00 am- 12:00 pm. Lobby hours by appt only. Like Us on Facebook 24 Hour Debit Card Services 1-833-574-3422

Skip-a-Payment

Skip Up to TWO Monthly Payments!

What is the WNY FCU Skip-a-Payment Program?

WNY FCU’s Skip-A-Pay program allows members in good standing to skip up to 2 monthly payments in a 12 month period on certain loans for a $30 fee per instance.

What Loans are Eligible for the Skip-A-Payment Program?

This program applies to all WNY FCU loans except: mortgages, home equity loans and lines of credit, VISA credit cards, and loans open for less than 6 months.

Member/Loan Eligibility:

  • Member must be in good-standing with the Credit Union
  • All loans for the borrower and any joint account owner/co-signer must be current, with no missed or late payments in the last 6 months
  • Loan must be open for at least 6 months
  • Loan payments may only be skipped twice per 12 month period per loan